[av_layerslider id=’4′]

[av_layout_row border=” min_height=’0′ color=’main_color’ mobile=’av-flex-cells’ id=”]

[av_cell_three_fifth vertical_align=’top’ padding=’30px’ background_color=” src=” background_attachment=’scroll’ background_position=’top left’ background_repeat=’no-repeat’]

[av_heading tag=’h3′ padding=’10’ heading=’Contractor Bonds’ color=’custom-color-heading’ style=” custom_font=’#039e77′ size=” subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[av_toggle_container initial=’0′ mode=’accordion’ sort=”]
[av_toggle title=’I recently opened my own small contracting businessin Texas. A lot of people are telling me I need to get bonded. What’s that all about?’ tags=”]
Texas requires licensed contractors to be bonded. If you fail to maintain the necessary bond, Texas can yank your license, just like you can have your driver’s license suspended for failing to maintain insurance on your car.

It’s not just your clients that benefit from you being bonded. Small contracting firms like yours, and even individuals in the building trades, benefit greatly from purchasing bonds. It shows clients that you are committed to ethical conduct and can be trusted to perform your services according to the terms of the contracts you sign. Being bonded gives your clients peace of mind and gives you an edge over your un-bonded competitors.
[/av_toggle]
[av_toggle title=’Aren’t contractors’ bonds the same as insurance?’ tags=”]
No, contractors’ bonds are not a form of insurance. Sure, they compensate the client if you in any way fail to keep up your end of the bargain, so to speak. But you then have to repay the bonding company. This gives clients assurance that they will get paid no matter what, and it buys you some time because the bonding company is essentially loaning you the money paid out to those clients in fulfillment of your financial obligations. You repay the amount paid out, plus interest. You may also be responsible for paying collection costs and attorneys’ fees.
[/av_toggle]
[av_toggle title=’What kinds of things can a contractor get coverage for by paying for a bond?’ tags=”]
In Texas, there are a number of different types of contractors’ bonds, but different bonding companies may refer to them by different names. Bid bonds, maintenance bonds, performance bonds, payment bonds, contract bonds—these are just some of the terms you will run into when shopping for bonds. That’s why it’s so important to tell any bonding companies you might use what your specific needs are. For example:

• Do you need a bond to prequalify you to submit a bid on a specific contract? There is a kind of contractors’ bond that guarantees that you are submitting your bid in good faith and will not change the amount of your bid once it comes time to sign a contract.
• Or do you need a contractors’ bond that provides coverage against any defects in your work for a certain number of days, weeks, or months after you’ve finished—a sort of shake-down period during which any defects in materials or workmanship should surface if they’re going to?
• Or how about a bond guaranteeing that you perform your work in accordance with the terms of the contract?
• Or maybe you need to guarantee payment of suppliers and anyone working for or subcontracting to you?

You tell the bonding company what your needs are and they will tell you what kinds of bonds would meet those needs.In some cases, different coverages can be bundled into one bond.
[/av_toggle]
[av_toggle title=’How much will I have to pay for contractors’ bonds in Texas?’ tags=”]
Many factors enter into bond pricing, and those factors vary, depending on what type of bond you need and how much the bonding company could expect to pay out in a worst-case scenario. Still, bonds are inexpensive compared to insurance, because you are required to repay the bonding company—less risk for the bond company means lower rates!
[/av_toggle]
[/av_toggle_container]

[av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-none’ custom_width=’50px’ custom_border_color=” custom_margin_top=’10px’ custom_margin_bottom=’10px’ icon_select=’no’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’]

[av_one_full first]

[av_heading tag=’h3′ padding=’1′ heading=’Our Partners’ color=” style=” custom_font=’#00b085′ size=” subheading_active=” subheading_size=’15’ custom_class=”]
Southern State Insurance is a company that works with various carriers in order to provide our clients with more options and more competitive rates. Some of the carriers we have partnered with are:
[/av_heading]

[av_textblock size=” font_color=” color=”]
Southern State Insurance is a company that works with various carriers in order to provide our clients with more options and more competitive rates. Some of the carriers we have partnered with are:
[/av_textblock]

[av_gallery ids=’3313,3314,3316,3315,3319,3332′ style=’thumbnails’ preview_size=’portfolio’ crop_big_preview_thumbnail=’avia-gallery-big-crop-thumb’ thumb_size=’no scaling’ columns=’3′ imagelink=’avianolink noLightbox’ lazyload=’deactivate_avia_lazyload’]

[av_heading tag=’h2′ padding=’10’ heading=’We’ll help you make the right decision’ color=’custom-color-heading’ style=’blockquote modern-quote modern-centered’ custom_font=’#00b085′ size=’28’ subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[/av_one_full][/av_cell_three_fifth][av_cell_two_fifth vertical_align=’top’ padding=’30px’ background_color=” src=” background_attachment=’scroll’ background_position=’top left’ background_repeat=’no-repeat’]

[av_one_full first]

[av_textblock size=” font_color=” color=”]

Error: Contact form not found.

[/av_textblock]

[av_textblock size=” font_color=’custom’ color=”]

NOTICE:

We are not a marketing company. We do not sell your information, all information goes directly to an expert insurance broker. Serious inquiries only.

[/av_textblock]

[/av_one_full][/av_cell_two_fifth][/av_layout_row][av_heading tag=’h2′ padding=’10’ heading=’What Our Clients Say about Us’ color=’custom-color-heading’ style=’blockquote modern-quote modern-centered’ custom_font=’#00b085′ size=’24’ subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[av_testimonials style=’grid’ columns=’4′ interval=’8′ font_color=” custom_title=” custom_content=”]
[av_testimonial_single src=” name=’Anwaar S.’ subtitle=’Chula Vista, CA’ link=’http://’ linktext=”]
“Most agents sell you an insurance policy and forget about servicing it. I am glad to know that my agent is not like that. Very attentive to my needs and I get my certificates right the way Thank you again for being great agent”
[/av_testimonial_single]
[av_testimonial_single src=” name=’Joe R.’ subtitle=’San Jose, CA’ link=” linktext=”]
“Southern State Insurance has been our provider of business liability insurance for the past 2 years. They are very responsive when need anything, and we find their pricing to be competitive. We are happy with the insurance services we have with Southern State.”
[/av_testimonial_single]
[av_testimonial_single src=” name=’Chris C.’ subtitle=’Fresno, CA’ link=” linktext=”]
“Great company,great service Anyone who answers the phone is able to take care of all my requests… Nick,Carolina,Karen or Alfa
Good price and even better service”

Owner Colbern Communications

[/av_testimonial_single]
[av_testimonial_single src=” name=’Attila V.’ subtitle=’San Diego, CA’ link=” linktext=”]
“After being ripped off at other insurance places i came down to this office where they were able to get me a significantly lower rate and got rid of my previous issue i had with my other company. everyone was friendly and cheerful 6 months later i got a call from Alfa who was so nice she was able to get my insurance down another 5$ monthly and still keep my benefits. I’m definitely sticking with these guys forget those other rip offs.”
[/av_testimonial_single]
[/av_testimonials]