[av_layerslider id=’4′]

[av_layout_row border=” min_height=’0′ color=’main_color’ mobile=’av-flex-cells’ id=”]

[av_cell_three_fifth vertical_align=’top’ padding=’30px’ background_color=” src=” background_attachment=’scroll’ background_position=’top left’ background_repeat=’no-repeat’]

[av_heading tag=’h3′ padding=’10’ heading=’Inland Marine Insurance ‘ color=’custom-color-heading’ style=” custom_font=’#3cc46e’ size=” subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[av_toggle_container initial=’0′ mode=’toggle’ sort=”]
[av_toggle title=’I’m a contractor working on dry land in Texas. Why would I need something called inland marine insurance?’ tags=”]
There is a long story behind the name.  It has to do with the history of the insurance industry and with who insured what, at sea and on land.  The easiest way to think of it today, where Texas contractors are concerned, is as insurance for things that float around, or are moved from place to place—most notably your tools and equipment. It can also cover things like blueprints in the trunk of your car, or data on the laptop you take back and forth between your shop and your work locations. You may need broader protection for such items than your regular business policy may provide.

Inland marine insurance covers you when you lose valuable tools, equipment, materials, or other items to a thief, fire, flood, or other unwelcome event. They are covered wherever they are—on a job site, in a truck or car, or at your place of business, for example.  Your regular business insurance may protect you if a backhoe or power saw mysteriously disappears from your shop. But it may not pay off if the theft occurs at a construction site, or on the way to or from a job.

Inland marine insurance may also cover the loss of property belonging to someone else, such as scaffolding or a piece of heavy equipment you may have rented for the duration of a job.  Some policies may cover tools and equipment owned by your employees.

A specific form of inland marine insurance, called builder’s risk insurance, also provides coverage for a contractor’s unfinished construction projects.
[/av_toggle]
[av_toggle title=’Does the inland marine insurance sold in Texas cover old tools and equipment, or just new ones?’ tags=”]
Carriers often place a limit on the age of items that can be covered under a contractor’s inland marine policy. For example, a policy might only cover items that are five years old or less.
[/av_toggle]
[av_toggle title=’Is there a limit to how much a carrier will reimburse me for if I submit an inland marine insurance claim for something that was stolen or destroyed?’ tags=”]
You will typically be reimbursed for the replacement cost of the item, taking into account its age and depreciation. When a contractor purchases inland marine coverage in Texas, the insurance carrier asks for an inventory of the items to be insured. You want to be sure to list the current age of each, because replacement cost is based on actual current value, not its original purchase price.  The higher the current value, the more you will pay in premiums. You don’t want to pay to insure an older piece of equipment for more than it is worth now, because you will only be reimbursed for what it is worth now, not what a new one would cost today.
[/av_toggle]
[/av_toggle_container]

[av_hr class=’default’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’50px’ custom_border_color=” custom_margin_top=’30px’ custom_margin_bottom=’30px’ icon_select=’yes’ custom_icon_color=” icon=’ue808′]

[av_heading tag=’h3′ padding=’1′ heading=’Our Partners’ color=” style=” custom_font=” size=” subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[av_textblock size=” font_color=” color=”]
Southern State Insurance is a company that works with various carriers in order to provide our clients with more options and more competitive rates. Some of the carriers we have partnered with are:
[/av_textblock]

[av_gallery ids=’3332,3319,3316,3315,3313,3314′ style=’thumbnails’ preview_size=’portfolio’ crop_big_preview_thumbnail=’avia-gallery-big-crop-thumb’ thumb_size=’no scaling’ columns=’3′ imagelink=’aviaopeninbrowser noLightbox’ lazyload=’deactivate_avia_lazyload’]

[av_heading tag=’h1′ padding=’10’ heading=’We’ll help you make the right decision’ color=’custom-color-heading’ style=’blockquote modern-quote modern-centered’ custom_font=’#00b085′ size=’32’ subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[/av_cell_three_fifth][av_cell_two_fifth vertical_align=’top’ padding=’30px’ background_color=” src=” background_attachment=’scroll’ background_position=’top left’ background_repeat=’no-repeat’]

[av_textblock size=” font_color=” color=”]

Error: Contact form not found.

[/av_textblock]

[av_textblock size=” font_color=” color=”]

NOTICE:

We are not a marketing company. We do not sell your information, all information goes directly to an expert insurance broker. Serious inquiries only.

California License #0G05840

[/av_textblock]

[/av_cell_two_fifth][/av_layout_row][av_heading tag=’h2′ padding=’10’ heading=’What Our Clients Say about Us’ color=” style=’blockquote modern-quote modern-centered’ custom_font=” size=’24’ subheading_active=” subheading_size=’15’ custom_class=”][/av_heading]

[av_testimonials style=’grid’ columns=’2′ interval=’5′ font_color=” custom_title=” custom_content=”]
[av_testimonial_single src=” name=’Anwaar S.’ subtitle=’Chula Vista, CA’ link=’http://’ linktext=”]
“Most agents sell you an insurance policy and forget about servicing it. I am glad to know that my agent is not like that. Very attentive to my needs and I get my certificates right the way Thank you again for being great agent”
[/av_testimonial_single]
[av_testimonial_single src=” name=’Joe R.’ subtitle=’San Jose, CA’ link=” linktext=”]
“Southern State Insurance has been our provider of business liability insurance for the past 2 years. They are very responsive when need anything, and we find their pricing to be competitive. We are happy with the insurance services we have with Southern State.”
[/av_testimonial_single]
[av_testimonial_single src=” name=’Chris C.’ subtitle=’Fresno, CA’ link=” linktext=”]
“Great company,great service Anyone who answers the phone is able to take care of all my requests… Nick,Carolina,Karen or Alfa
Good price and even better service”

Owner Colbern Communications
[/av_testimonial_single]
[av_testimonial_single src=” name=’Attila V.’ subtitle=’San Diego, CA’ link=” linktext=”]
“After being ripped off at other insurance places i came down to this office where they were able to get me a significantly lower rate and got rid of my previous issue i had with my other company. everyone was friendly and cheerful 6 months later i got a call from Alfa who was so nice she was able to get my insurance down another 5$ monthly and still keep my benefits. I’m definitely sticking with these guys forget those other rip offs.”
[/av_testimonial_single]
[/av_testimonials]